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Ford Auto Lease vs. Auto Loan in Naples, FL, Serving Fort Myers, & Bonita Springs

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Ford Auto Lease vs. Auto Loan in Naples, FL, Serving Fort Myers, & Bonita Springs

If you're shopping for a new Ford and debating between an auto loan or auto lease in Naples, FL ‐ serving Fort Myers, Bonita Springs, Estero, and Immokalee, let Tamiami Ford help you make your decision by explaining the advantages of both.

Buying

The benefits of purchasing a new car come down to having less anxiety about your auto's condition because you eventually have full ownership of your vehicle. You can upgrade your exterior with a trim kit or add a rear-seat entertainment system six weeks, six months, or any time after you buy your Ford. When your auto loan is paid off, you get your title, lien release, or a letter notifying you that your lien has been released, and you can use that vehicle as a trade-in toward a new Ford. However, since there's no mileage restriction when buying a Ford, a vehicle with high mileage can have lower resale or trade-in value. Also, the loan contract typically has a payment that is higher than a lease payment.

Leasing

If you like having a new car every two or three years, leasing a new Ford might be the way to go. Lease payments are usually lower than loan payments because you're paying for only the portion of the vehicle you will use during the lease, and a lower down payment, or none at all, might be a possibility. Also, only approved accessories are allowed when customizing your Ford vehicle. At the end of your lease, you can purchase the vehicle or return it to our dealership. A downside of leasing a new Ford could involve mileage. You must determine the amount of miles you plan to drive during the lease before you sign the contract. Any mileage overage could result in charges.

The Tamiami Ford Finance Department is here to help you navigate the ins and outs of buying or leasing a new Ford. You can always call us at 239-643-3673 with any questions or concerns!

Tamiami Ford Finance

  • 239-643-3673
  • 1471 Airport Pulling Rd
  • North Naples, FL 34104

Service Hours

  • Monday-Friday: 8:00 AM - 7:00 PM
  • Saturday: 8:00 AM - 5:00 PM
  • Sunday: 11:00 AM - 4:00 PM
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